Joshua leads Cybertonica and with Sergey Velts built the team’s revolutionary Transaction Risk and Authentication business since 2016. A graduate of Harvard (MA) and INSEAD (MBA), he has led 9 start-up teams and raised funding for a dozen others as well as advised on tech investment for funds and private investors. Joshua has worked in innovation and with start-ups through 20 years’ experience in new tech and digital. He co-launched Europe’s first corporate streaming service and first crowd-funded music production business. Joshua has mentored and advised Europe’s leading accelerators as well as at Berkeley’s Skydeck and is a sought-after speaker and moderator in FinTech, AI and entrepreneurship. A keen cyclist, Joshua completed a 1200km cycle rally in 6 days over the Alps from London to Monaco in 2018.