Banking Circle and Konsentus crowned winners at the Emerging Payments Awards 2019

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The annual Emerging Payments Association award ceremony honours the latest fintech innovations and innovators

London, UK. 4th October 2019: Last night, some of the most influential fintech companies gathered at the InterContinental Hotel – The O2 to celebrate this year’s movers and shakers at the 12th annual Emerging Payments Awards.

This year alone, the UK’s fintech sector attracted an impressive total of 123 deals, worth a record $2.9 billion – London even topped New York, coming out $200 million ahead on total deal value. This success is not just due to a buoyant market, but a commitment to ingenuity within the sector which the EPA shines a spotlight on.

Among the companies honoured at the event was Banking Circle, which bagged the prize for Best B2B Payments Programme, closely followed by runner up, Starling Bank. Konsentus also won big on the night, scooping three awards for its paytech solution.

The list goes on, honouring the key fintech achievements of 2019. From the best collaboration (presented to Modulr for its work with Sage Salary and Supplier Payments), and the year’s greatest newcomers (Kani Payments), to the finest customer experience offerings that we’ve seen so far (awarded to Travel Welfare with Omnio Group, issued by Wirecard).

Speaking about the winners this year, the Chair of the Judging Panel, John Chaplin, commented: “There was an incredibly high calibre of entries this year. Each category had a wealth of applicants showing real ingenuity and innovation – it’s easy to see why the UK’s fintech sector is going from strength to strength.

“I want to take this opportunity to say that all shortlisted entrants, as well as the winners, should be immensely proud of their hard work and dedication to the industry over the last 12 months.”

Director General of the Emerging Payments Association, Tony Craddock, added: “We’ve hosted these awards for 12 years, and it’s inspiring to see the quality of entries grow on a yearly basis. There’s never been a more exciting time to work within the UK fintech sector, and I’m hugely pleased about how far it has come over the years.

“It is testament to the creativity, collaboration and drive we all have within the payment industry, and it’s a delight to honour companies at the awards. I look forward to seeing how the industry continues to strengthen and innovate new ways to handle money in 2020.”

The full list of winners for the Emerging Payments Awards 2019 is as follows:

Best International Payments, Remittance or use of FX
Winner: Ebury
Silver: Borderless Account by TransferWise

Best Financial Inclusion Payments Programme
Winner: AsiaHawala powered by mobiquity® Money

Best B2C Payments Programme
Winner: SMI Powered by Galileo

Best B2B Payments Programme
Winner: Banking Circle
Silver: Starling Bank, Banking Services

Best Banking or Open Banking Initiative
Winner: Konsentus
Silver: Token Inc.

Best Collaboration Initiative
Winner: Sage Salary & Supplier Payments, powered by Modulr

Best Use of Payments Data or AI in Financial Services
Winner: Brighterion AI Platform

Most Innovative Mobile or Financial Service Payments Solution
Winner: MuchBetter, issued by Wirecard

Most Innovative Retail, PSP or Acquiring Solution
Winner: Chargebacks911

Best Back Office Innovation
Winner: Konsentus

Best Customer Facing Experience
Winner: Travel Welfare with Omnio Group, issued by Wirecard
Silver: Stocard, issued by Wirecard

Marketing Campaign of the Year
Winner: Fintech Unplugged by Blue Train Marketing

Best Professional Service Organisation supporting Emerging Payments
Winner: Blue Train Marketing

Best Technical Service Organisation supporting Emerging Payments
Winner: Konsentus

Leading Financial Services or Payments Start-Up
Winner: Kani Payments

Leading Emerging Payments Organisation
Winner: PPRO

Best CSR or Charity Initiative
Winner: Trustly & Help to Help
Silver: Pennies and Worldpay – The digital charity box

Best Multi-country Programme
Winner: Payworks Payment Gateway

Chairman’s Award
Winner: Current

Industry Contributor of the Year
Winner: Anne Pieckielon, Payments Specialist and SME Consultant

For more about the Emerging Payment Awards or to find out how you can get involved next year, go to:


About the Emerging Payments Awards

The Emerging Payments Awards are the highlight of the payments innovation calendar in the UK, produced in association with the Emerging Payments Association. This year will be the Emerging Payments Awards eleventh year of celebrating the best of the best in the FinTech industry.

It celebrates innovation, collaboration and emerging payments by recognising companies that have made significant advances in how we pay today. As the payments industry has boomed, so have the awards. Last year over 200 companies from across the globe entered 20 categories which were assessed by 31 judges. The winners are announced in style at a glittering ceremony attended by over 700 of the industry’s most senior opinion-formers and decision-makers.

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Industry Contributor Finalists 2019

The time has come to reveal our finalists for the Industry Contributor of the Year category of the Emerging Payments Awards. It was a close competition between